This session explored how emerging digital money innovations—stablecoins and Central Bank Digital Currencies (CBDCs)—are reshaping the financial system by introducing new payment rails that transform cross-border transactions, settlement processes, and service delivery. With a focus on financial inclusion, the discussion highlighted how these technologies can expand access for women by enabling faster, lower-cost payments, improving the distribution of government transfers, and strengthening digital financial ecosystems for both consumers and entrepreneurs. At the same time, participants examined key risks, including regulatory challenges, financial stability concerns, and the potential for unintended exclusion. Featuring perspectives from global leaders such as Wallet in Telegram, the Center for Global Development, and the Stellar Development Foundation, the session provided practical insights on how financial institutions, policymakers, and fintechs can design the next generation of financial infrastructure with inclusion at its core.