This document is a synthesised version of a more extensive, in-depth and non- published feasibility study that highlights the importance of Inclusive FinTechs as providers of affordable and accessible products to underserved segments and the need for Impact-Linked Financing to support them.
Whether loans to purchase whole homes, or for home improvements, the housing finance market, as currently configured does not serve the majority of women in emerging markets. Yet across the globe, women will say that owning a house is their first priority in life after educating their children and taking care of the family’s health. This session focuses on identifying the opportunities for FSPs to tailor housing finance by addressing women’s challenges in access and also address women’s strategic gender interests.
Improving Financial Services for Women
This research commissioned by Axciom addresses a key question: what can – and should – financial institutions do to improve the delivery of financial services to women.
IFC Banking on Women Business Case Update
IFC’s annual survey of its banking clients continues to provide insight into the potential size and financial performance of women-led small and medium enterprises, and why financial institutions should pay greater attention to this segment.
Big Data Big Impact
We live in an era of big data; massive amounts of information stream from cell phones, laptops, remote sensors, and an ever- growing host of technologies, even in the least developed and most isolated places in the world. Transforming this flood of data into actionable knowledge about the lives of women and girls is one of the great technical and moral tests of the 21st century. Data2X explores in this report.
Data Driving Action for Women Dialogue Series: SOLUTIONS TO ADVANCE GENDER DATA
This report provides a readout of the second roundtable discussion convened by the Women’s Financial Inclusion Data (WFID) partnership, which includes the Financial Alliance for Women. This discussion convened senior representatives from global financial institutions for a dialogue on a central question: how can institutions address gender data challenges, and design solutions to better reach women?
Estudio de Caso:
Como único banco público en el país, BancoEstado se maneja como un banco privado, con el mandato específico de entregar productos y servicios financieros a toda la población y contribuir a un país más inclusivo y equitativo. Este estudio de caso examina cómo el banco evolucionó desde la bancarización de las mujeres en Chile a el desarrollo de soluciones integrales para mujeres empresarias del país. (English version)
Women By Design
Learn more about the GBA-Mastercard Women By Design partnership in this video.
Ecosystem Plays to Solve for Lifecycle Needs – IFC
In this 2018 Summit panel, Sharmila Hardi discussed three of IFC’s ecosystem plays focused on childcare, housing and non-financial services that are helping solve for women’s lifecycle needs.
Ecosystem Plays to Solve for Lifecycle Needs – Diamond Bank
At the 2018 Summit, Susan Okoh described Diamond Bank’s partnership with mobile provider MTN to leverage mobile technology and data to increase payments, savings and credit solutions.
Ecosystem Plays to Solve for Lifecycle Needs – Mastercard & KCB Bank
During this 2018 Summit panel, Eva-Maria Baumer from Mastercard and Annastacia Kimtai from KCB Bank presented Jaza Duka, a groundbreaking partnership to extend credit to SMEs based on inventory transaction data.
IMF Financial Access Survey 2018
The 9th Annual IMF Financial Access Survey covers 189 countries spanning more than 10 years. This Trends and Development report highlights some of the key takeaways from the data, including progress on women’s financial inclusion.
Género en el Sistema Financiero 2018
El presente informe de la SBIF constituye la decimoséptima edición de un compromiso institucional que, en lo fundamental, busca satisfacer requerimientos de información asociados al diseño e implementación de políticas públicas en materia de equidad de género. Entrega información de endeudamiento de mujeres y hombres en el sistema bancario chileno.
What Can Behavioural Science Tell Us About the Financial Decisions of Women?
A growing number of studies in the field of behavioural science are examining factors that influence financial decisions. This paper reports on the effectiveness of various behavioural interventions that could reasonably be applied by financial services providers to increase women’s access to and usage of financial services.
Global Business Case Tool for Financial Services Providers
This tool helps the user develop a business case for the Women’s Market by quantifying the market opportunity and estimating an FSP’s direct financial benefits from strategically targeting the female economy – providing strong groundwork for a presentation to senior management to integrate a Women’s Market program into the FSP’s overall strategy. The Excel-based tool also comes with a PDF guide to help the user understand how to use the resource.
The Economics of Banking on Women: 2018 Edition
This report is based on information gathered in the GBA’s Women’s Market Analytics Survey — the only collection of global banking data measuring the performance of financial institutions serving the Women’s Market, with 4 years of performance data and over 400 data points per institution. This second edition of the report bears out several trends that emerged in the previous edition, highlighting the strong business opportunity the Women’s Market represents.
Update: A previous version of this report was missing labels on one graph. We have corrected the error in this edition.
Debunking the Pink Card: The Business Case for Women’s Credit Cards
Diana Robino shared how Mastercard is championing women’s economic empowerment and the strong business case and development case for payment solutions for women at the 2017 GBA Summit.
Disruption that Enhances the Value Proposition for Women
Naomi Ndele shared how KCB Kenya is leveraging technology to address women’s financial inclusion at the 2017 GBA Summit.
Winning Over Women: A commercial imperative for financial services
Kantar’s research in the UK has revealed striking differences in the approach men and women take to managing their money. This report shows how financial service providers in the country are meeting – or failing to meet – the needs of their female customers.
Reporte Nacional de Inclusión Financiera
La Comisión Nacional Bancaria y de Valores (CNBV) pone a disposición del público la octava edición del Reporte Nacional de Inclusión Financiera (Reporte o RNIF), el cual brinda un panorama del estado que guarda la inclusión financiera en el país, a partir de la evolución de diversos indicadores. Este Reporte es elaborado por la CNBV en conjunto con el Grupo de Trabajo de Medición del Consejo Nacional de Inclusión Financiera (Conaif). Por primera vez, el Reporte Nacional de Inclusión Financiera incluye un capítulo con perspectiva de género, el cual tiene como objetivo presentar el panorama actual de la inclusión financiera de la mujer en México. La brecha de género en la proporción de hombres y mujeres que tienen al menos un producto financiero disminuyó dos puntos porcentuales de 2012 a 2015.
Gender in the Financial System
This is the English version of the Superintendencia de Bancos e Instituciones Financieras of Chile’s 2016 report, “Gender in the Financial System,” intended to give the international community access to the country’s gender-based data on its financial system. (Versión en español)
Datos de oferta desagregados por sexo relevantes para la inclusión financiera
Este documento del Banco Interamericano de Desarrollo examina los indicadores y métodos de inclusión financiera de varios países latinoamericanos y presenta recomendaciones para los indicadores de la oferta que los reguladores y los encargados de formular políticas deben recopilar y supervisar.
Data as a Catalyst for Growth – Bill & Melinda Gates Foundation
Rosita Najmi, Program Officer at the Gates Foundation, shared research on the size of the market of financially excluded women at the 2016 GBA Summit.
Data as a Catalyst for Growth – Itaú Unibanco
Andrea Cordeiro shared Itaú Unibanco’s strategy to accelerate financial inclusion using data at the 2016 GBA Summit.
Data as a Catalyst for Growth – McKinsey & Company
Susan Lund of the McKinsey Global Institute shared this presentation on powering inclusive growth in emerging economies at the 2016 GBA Summit.
Key Levers to Enable Women-Owned SMEs
The World Bank Group’s director of the Global Indicators Group Augusto Lopez-Claros shared these slides on secured transactions systems at the 2016 GBA Summit.
A Buck Short: What Financial Diaries Tell Us About Building Financial Services That Matter to Low-Income Women
Through the analysis of behavioral data from deep engagements with low-income, economically active women, this report from Omidyar Network includes both rich stories and detailed cash flows over time, offering a more nuanced view of surveyed women’s financial behavior, highlighting key differences from men’s, and uncovering compelling product design recommendations for financial services providers.
Género en el Sistema Financiero 2015
Este informe presenta los últimos descubrimientos sobre “Género en el Sistema Financiero” en Chile . (English version)
Brechas de género en el sistema financiero
Esta presentación estuvo a cargo de Superintendente Eric Parrado en la presentación del informe 2016 SBIF .
Género en el Sistema Financiero 2014
This report, in Spanish, presents the latest findings on ‘Gender in the Financial System’ in Chile.
Digital Financial Solutions to Advance Women’s Economic Participation
This report from the World Bank Development Research Group, the Better Than Cash Alliance, the Bill & Melinda Gates Foundation and Women’s World Banking, given to the G20 Global Partnership for Financial Inclusion, examines how governments, the private sector and development organizations can bring more women into the global economy through digital financial services.
Private Sector Leadership in Financial Inclusion
An alarming 2 billion people around the world still lack access to modern financial services. While the finance gap is most acute in the developing world, communities and businesses across the United States also lack adequate access to finance or have limited financial literacy skills. Published by the U.S. Chamber of Commerce Foundation Corporate Citizenship Center (CCC), Private Sector Leadership Financial Inclusion is a report that identifies several private sector and nonprofit organizations that are making important strides to address this critical finance gap worldwide.