Tag Archives: English

U.S. Financial Health Pulse: 2019 Trends Report

U.S. Financial Health Pulse: 2019 Trends Report

This report from the Financial Health Network presents findings from the second annual U.S. Financial Health Pulse, which is designed to explore how the financial health of people in America is changing over time. It explores financial health for the nation as a whole, across financial health indicators, among demographic groups, and at the level of individuals.

The Economics of Banking on Women: 2019 Edition

The Economics of Banking on Women: 2019 Edition

This annual report is based on information gathered in the Alliance’s Women’s Market Analytics Survey — the only collection of global banking data measuring the performance of financial institutions serving the female economy, with 5 years of performance data and over 400 data points per institution. Consistent with the trends that have emerged in previous reports, this third edition of “The Economics of Banking on Women” highlights a vast opportunity to better serve the Women’s Market and a strong business case for solutions tailored for women, with a significant uptick in members providing such solutions.

The Growing Opportunity of Women of Wealth: Defining Strategies for Success

The Growing Opportunity of Women of Wealth: Defining Strategies for Success

This report examines the growing opportunity in the high-net-worth segment, shares proven tactics and methods that FSPs are already using to embrace this opportunity, and identifies the key building blocks of a successful strategy for serving women of wealth. Based on this qualitative research, as well as data the Financial Alliance for Women has compiled during more than 15 years of practice, we developed a blueprint for FSPs looking to effectively serve women of wealth.

Alliance InBrief: Life Moments

Life Moments:
A Strategy for Serving Women Throughout Their Lives

This InBrief report explores the life-moments strategy to segmenting and serving the Women’s Market, starting with mapping 10 of the most important moments in the lives of women. It highlights the experiences of four members of the Financial Alliance for Women in developing solutions that solve for specific life moments, their key recommendations and lessons learned.

Enabling Women’s Financial Inclusion Through Data: The Case of Mexico

Enabling Women’s Financial Inclusion Through Data: The Case of Mexico

Sex-disaggregated financial inclusion data can help to inform better financial inclusion policies and products. This case study from the WFID partners explores the case of Mexico, where a combination of an evidence-based policy environment, robust gender equality policies, and strong statistical competence led to an increase in women’s financial inclusion data.

Itaú Women Entrepreneurs Program

Itaú Women Entrepreneurs Program: Female enterprise as part of a sustainable performance strategy

This report from Itaú Unibanco shares the bank’s Women’s Market journey and presents the main findings that guided the creation of their value proposition for the Itaú Women Entrepreneurs Program.

UBS Own Your Worth

Own Your Worth

Own Your Worth

As women’s life expectancies increase and the rate of divorce for individuals over age 50 continues to climb, more women will find themselves solely responsible for their own finances. UBS Wealth Management US embarked on research to explore their thoughts andfeelings, the challenges they faced, lessons they learned and advice they would impart to other women.

Dead sea salt shore 2018 Summit GBA

Platforms to Massify Support to Women with Non-financial Services

Platforms to Massify Support to Women with Non-financial Services

At the 2018 Summit, Cristina Shapiro described Goldman Sachs 10,000 Women’s mini-MBA course for women entrepreneurs, currently housed on the Coursera platform. She highlighted some of the opportunities and challenges of digital non-financial services for women.

Dead sea salt shore 2018 Summit GBA

Ecosystem Plays to Solve for Lifecycle Needs – Mastercard & KCB Bank

Ecosystem Plays to Solve for Lifecycle Needs – Mastercard & KCB Bank

During this 2018 Summit panel, Eva-Maria Baumer from Mastercard and Annastacia Kimtai from KCB Bank presented Jaza Duka, a groundbreaking partnership to extend credit to SMEs based on inventory transaction data.

GBA Case Study: Access Bank

GBA Case Study: Access Bank

Access Bank’s innovative Women’s Market segmentation strategy has propelled strong growth in the women’s portfolio at the Nigerian powerhouse. This Case Study explores how they went about developing their strategy and some of the innovative ways they are reaching out to women in their home base and across Africa. (Versión en español)

GBA Case Study: BancoEstado

GBA Case Study:
BancoEstado

As Chile’s only state-owned commercial bank, BancoEstado has a distinct mandate to deliver financial products and services to the entire population and contribute to a more inclusive and equal country. This Case Study looks at how the bank went from massifying access to financial services for women to unlocking the potential of women’s businesses.  (Version en español)

Women in Finance A Case for Closing Gaps IMF

Women in Finance: A Case for Closing Gaps

Women in Finance: A Case for Closing Gaps

This study by the International Monetary Fund analyzes the intersection of gender and finance, examining women’s roles not only as users of financial services but also as leaders in financial institutions and financial supervision agencies. It highlights the need for better data to monitor gender gaps, help researchers understand the drivers of these gaps and their effects, and help design effective policies to address them.

Gender Diversity Inclusion In Brief

Unlocking the Potential of the Women’s Market: The Gender Diversity & Inclusion Imperative

Unlocking the Potential of the Women’s Market: The Gender Diversity & Inclusion Imperative

This GBA InBrief explores the key benefits and challenges of implementing comprehensive gender D&I strategies, particularly as they relate to FSPs’ approaches to capturing the Women’s Market. It explores the experiences of GBA members in their journeys to become both an employer and a bank of choice for women, and provides key recommendations for FSPs seeking to embark on similar journeys.

IDRC Behavioural Finance Report

What Can Behavioural Science Tell Us About the Financial Decisions of Women?

What Can Behavioural Science Tell Us About the Financial Decisions of Women?

A growing number of studies in the field of behavioural science are examining factors that influence financial decisions. This paper reports on the effectiveness of various behavioural interventions that could reasonably be applied by financial services providers to increase women’s access to and usage of financial services.

Global Business Case Tool for Financial Services Providers

Global Business Case Tool for Financial Services Providers

This tool helps the user develop a business case for the Women’s Market by quantifying the market opportunity and estimating an FSP’s direct financial benefits from strategically targeting the female economy – providing strong groundwork for a presentation to senior management to integrate a Women’s Market program into the FSP’s overall strategy. The Excel-based tool also comes with a PDF guide to help the user understand how to use the resource.

Economics of Banking on Women 2.0

The Economics of Banking on Women: 2018 Edition

The Economics of Banking on Women: 2018 Edition

This report is based on information gathered in the GBA’s Women’s Market Analytics Survey — the only collection of global banking data measuring the performance of financial institutions serving the Women’s Market, with 4 years of performance data and over 400 data points per institution. This second edition of the report bears out several trends that emerged in the previous edition, highlighting the strong business opportunity the Women’s Market represents.

Update: A previous version of this report was missing labels on one graph. We have corrected the error in this edition.

Exploring FinTech Solutions for Women IDRC Mastercard

Exploring FinTech Solutions for Women

Exploring FinTech Solutions for Women

New digital technologies are revolutionizing the financial services industry around the world. Africa has been an innovation hub in this area, due to its rapid adoption of mobile communication networks. How might the explosion of fintech platforms and applications be tapped to foster greater financial inclusion, especially for women, who are underserved by traditional banking? This scoping paper from the IDRC and Mastercard explores available evidence on the uptake of fintech in Africa and how it is changing the financial landscape.

Women & Financial Wellness: Beyond the Bottom Line

Women & Financial Wellness: Beyond the Bottom Line

Women & Financial Wellness: Beyond the Bottom Line

This report from Merrill Lynch explores how women’s financial needs and preferences are distinct. It examines the different life journeys women take—and the financial consequences of the circumstances and decisions they are faced with along the way. Finally, it shines a light on the importance of demonstrating respect and inclusion to facilitate a path to women’s financial freedom and wellness.

WFID Partnership Principles

Women’s Financial Inclusion Data Partnership Principles

Women’s Financial Inclusion Data Partnership Principles

Stakeholders need a complete picture of the gap in women’s financial inclusion to be able to close it – and data is critical to this. These tenets reflect the aspirations and commitments of the WFID partnership (comprising the Alliance for Financial Inclusion, Data2X, the Global Banking Alliance for Women, the Inter-American Development Bank, IDB Invest, the International Finance Corporation, the International Monetary Fund, and the World Bank Group) to increasing women’s access to and use of financial services by promoting the collection and use of sex-disaggregated data.

How Data Can Propel Full Financial Inclusion for Women

The Way Forward: How Data Can Propel Full Financial Inclusion for Women

The Way Forward: How Data Can Propel Full Financial Inclusion for Women

Data is one of the key elements necessary to create inclusive financial systems around the world. With more and improved WFI data, policymakers can design and monitor WFI interventions, and financial service providers can build a business case for targeting women as clients. This strategy document from the Women’s Financial Inclusion Data (WFID) partnership argues that only through a unified and sector-wide approach to the collection, analysis and use of gender data will women’s full financial inclusion be realized.

IFC Bank of Palestine Evaluation

Evaluation Report: Bank of Palestine Strengthens Women-Owned Businesses and the Economy

Evaluation Report: Bank of Palestine Strengthens Women-Owned Businesses and the Economy

This evaluation report highlights the business results and lessons learned from IFC’s partnership with Bank of Palestine and its Felestineya Women’s Market program.

Powering Potential

Powering Potential: Increasing Women’s Access to Financial Products and Services

Powering Potential: Increasing Women’s Access to Financial Products and Services

This report, a companion to BNY Mellon and the UN Foundation’s Return on Equality publication, shines a spotlight on the opportunity to realize gains — in both gender equality and market returns — by increasing women’s financial inclusion around the world. The goal of the report is to inspire financial services providers to design and market products and services that fuel women’s full economic participation, and to encourage investors to steer their capital toward such companies.