La segmentación estratégica del Segmento Mujer de Access Bank ha impulsado un sólido crecimiento en el portafolio de mujeres en este banco nigeriano. Este estudio de caso explora cómo el banco desarrolló su estrategia y delinea varias de las innovaciones que el banco ha instituido para acercarse hacia las mujeres en Nigeria y en toda África. (English version)
Access Bank’s innovative Women’s Market segmentation strategy has propelled strong growth in the women’s portfolio at the Nigerian powerhouse. This Case Study explores how they went about developing their strategy and some of the innovative ways they are reaching out to women in their home base and across Africa. (Versión en español)
A growing number of studies in the field of behavioural science are examining factors that influence financial decisions. This paper reports on the effectiveness of various behavioural interventions that could reasonably be applied by financial services providers to increase women’s access to and usage of financial services.
ILO, in collaboration with Gallup, surveyed men and women in 2016 to understand their perceptions about women and work. The results suggest that men and women are not always as far apart in their attitudes as conventional wisdom might lead them – and governments and employers’ and workers’ organizations – to assume.
Through the analysis of behavioral data from deep engagements with low-income, economically active women, this report from Omidyar Network includes both rich stories and detailed cash flows over time, offering a more nuanced view of surveyed women’s financial behavior, highlighting key differences from men’s, and uncovering compelling product design recommendations for financial services providers.
This IDB report presents results obtained from the seventh survey on the views and opinions of directors, managers and deputies of the SME division of 110 banks in 19 countries in Latin America and the Caribbean.
This presentation was made to the Small Business Banking Network in February 2013. It is an excellent source of statistics on the SME landscape in Nigeria as well as the approach Diamond takes to defining its customer segments and serving each one. It also offers a discussion of the importance of banks’ provision of networking and educational opportunities for its SME clientele.
This presentation was made to the 2011 GBA membership at that year’s Annual Summit. It offers a good overview of the SME landscape in Uganda, including degree of access to finance and market opportunity for banks. Also included are a comprehensive discussion of dfcu’s Women in Business program and its results to date.
This assessment considers the worldwide costs from 1900 to 2050 of continued gender inequality. The main cost is considered to be the inefficient underutilization of women in production.
The Copenhagen Consensus Center provides information on which targets will do the most social good, relative to their costs. More than 30 of the world’s top economists have assessed the 169 targets from the Final Outcome of the Open Working Group (OWG) document into one of five categories, based on evidence of the economic, social and environmental costs and benefits.
This paper by the Copenhagen Consensus Center examines the benefits and costs of the gender equality targets for the post-2015 development agenda.
A new report by Babson College on the Goldman Sachs 10,000 Women program found that training and education for women entrepreneurs positively affects emerging economies by increasing revenues and creating jobs, expanding women’s contributions to their communities, and informing their leadership styles.
This IDB report presents results obtained from the fourth survey on the views and opinions of directors, managers and deputies of the SME division of 109 banks in Latin America and the Caribbean. 73% of respondents expect an increase in their SME portfolios, and 83% expect the financial position of SMEs to improve in the next two years.
Este informe es la versión española del documento encontrado aquí.
This study was commissioned by the IDB’s Multilateral Investment Fund and produced by Ernst & Young. It analyzes the profiles, challenges and needs of high-growth women entrepreneurs in nine countries in the region.
This study by the IDB’s Multilateral Investment Fund identifies key barriers to women’s businesses globally and evaluates the degree to which they constrain women’s business growth in Latin America. These barriers include a lack of access to financial products and services, risk aversion, social conventions, family responsibilities, education, and training and technology.
WEVentureScope, put together by the Economist Intelligence Unit and commissioned by the IDB’s Multilateral Investment Fund, assembles indicators assessing the areas of business operating risks, the entrepreneurial business environment, access to finance, access to education and training and availability of social services to identify the best places for a woman to start and grow a business in the Latin America and Caribbean regions.
This case study by the Cherie Blair Foundation for Women translates insights on how women in India are using mobile technology into recommendations for the private sector, government and nongovernmental groups to encourage women to start, strengthen and sustain businesses by using ICTs. These include making women a core part of business strategies, designing policies that incentivize public-private partnerships, and drawing on the expertise and experience of local organizations that are already working to provide poor women with income-generating opportunities.
This report by the Cherie Blair Foundation for Women finds that micro-entrepreneurs, representing 98% of entrepreneurial activity in the three markets the report examines (Egypt, Nigeria and Indonesia), offer the biggest opportunity for mobile value-added services adoption.
In this report, the Cherie Blair Foundation for Women investigates the gender composition of the “mobile value chain” in 11 different markets around the world. The report examines the current level of women’s participation in the MVC and the benefits of such participation both for mobile network operators and for women entrepreneurs.
Sur le continent africain, où le niveau global d’inclusion financière est déjà faible, il est particulièrement difficile pour les femmes d’accéder aux services financiers par rapport aux hommes. Ce document de politique générale expose une série de recommandations pour les décideurs politiques, à savoir les entités gouvernementales, les banques centrales et les autorités de réglementation, destinées à traiter cette question.
On the African continent, characterized by a low level of financial inclusion overall, the lack of access to financial services for women is acute when compared to that of men. This policy brief by GIZ and Alliance member New Faces New Voices lays out a set of recommendations for policy makers, central banks and other regulatory authorities that are designed to tackle this issue.
This research note from Standard Chartered highlights the pivotal role that women can play in Africa’s future growth. Research has shown that when economically empowered, women are more likely to lower household poverty and to invest money in the future of human capital in society.
This 15-page report from Women’s World Banking highlights the specific gender-based social, cultural and legal barriers that rural women face in accessing and using financial services in Uganda, and examines the operational challenges to sustainably serving this market.
This report from Alliance member SELFINA profiles seven women entrepreneurs from across Africa and explores regulatory and other obstacles they overcame to create and expand enterprises.
As access to finance is repeatedly identified as a major constraint to women entrepreneurs, this GPFI and IFC report sets out to analyze the issues involved in improving access to finance for women-owned businesses. It also aims to identify scalable financing models that can be replicated in G20 and interested non-G20 countries looking to increase the opportunities of women-owned businesses as those nations further develop their private sector.
This comprehensive IFC and AusAID report showcases successful female entrepreneurs from seven Pacific Island countries and discusses their common challenges, which include remoteness and isolation that results in high transport costs, a small domestic market, and political and civil instability.
As the global community grapples with the challenges of sustainable development and the definition of the Sustainable Development Goals, the United Nations’ 2014 World Survey on the Role of Women in Development asserts the central role of gender equality.
This Goldman Sachs report looks at the role of women-owned small- and medium- sized enterprises (SMEs) in raising labor force participation and boosting economic growth in emerging markets.
The business of empowering women, a report by McKinsey & Company, presents a case for why and how the private sector should intensify its engagement in the economic empowerment of women in developing countries and emerging markets.
This study by Monitor Deloitte and the Aspen Network of Development Entrepreneurs maps the landscape of the SGB sector, and in so doing, determines both the challenges facing SGB intermediaries and how organizations should support the field in addressing these challenges.
This report from GTZ, the World Bank and the IDB looks at the progress LAC has made in supporting gender equality and suggests that a shift to placing more emphasis on promoting the growth of female-owned firms rather than on firm creation is needed to advance further.
