Estudio de Caso: Access Bank
La segmentación estratégica del Segmento Mujer de Access Bank ha impulsado un sólido crecimiento en el portafolio de mujeres en este banco nigeriano. Este estudio de caso explora cómo el banco desarrolló su estrategia y delinea varias de las innovaciones que el banco ha instituido para acercarse hacia las mujeres en Nigeria y en toda África. (English version)
GBA Case Study: Access Bank
Access Bank’s innovative Women’s Market segmentation strategy has propelled strong growth in the women’s portfolio at the Nigerian powerhouse. This Case Study explores how they went about developing their strategy and some of the innovative ways they are reaching out to women in their home base and across Africa. (Versión en español)
What Can Behavioural Science Tell Us About the Financial Decisions of Women?
A growing number of studies in the field of behavioural science are examining factors that influence financial decisions. This paper reports on the effectiveness of various behavioural interventions that could reasonably be applied by financial services providers to increase women’s access to and usage of financial services.
A Buck Short: What Financial Diaries Tell Us About Building Financial Services That Matter to Low-Income Women
Through the analysis of behavioral data from deep engagements with low-income, economically active women, this report from Omidyar Network includes both rich stories and detailed cash flows over time, offering a more nuanced view of surveyed women’s financial behavior, highlighting key differences from men’s, and uncovering compelling product design recommendations for financial services providers.
Banks and the Missing
This IDB report presents results obtained from the seventh survey on the views and opinions of directors, managers and deputies of the SME division of 110 banks in 19 countries in Latin America and the Caribbean.
Delivery of Innovative
Products & Services for Women
This presentation was made to the Small Business Banking Network in February 2013. It is an excellent source of statistics on the SME landscape in Nigeria as well as the approach Diamond takes to defining its customer segments and serving each one. It also offers a discussion of the importance of banks’ provision of networking and educational opportunities for its SME clientele.
Women in Business 2011
This presentation was made to the 2011 GBA membership at that year’s Annual Summit. It offers a good overview of the SME landscape in Uganda, including degree of access to finance and market opportunity for banks. Also included are a comprehensive discussion of dfcu’s Women in Business program and its results to date.
This paper by the Copenhagen Consensus Center examines the benefits and costs of the gender equality targets for the post-2015 development agenda.
Investing in the Power of Women: Progress Report on the Goldman Sachs 10,000 Women Initiative
A new report by Babson College on the Goldman Sachs 10,000 Women program found that training and education for women entrepreneurs positively affects emerging economies by increasing revenues and creating jobs, expanding women’s contributions to their communities, and informing their leadership styles.
Banks and SMEs: Raising the Game
This IDB report presents results obtained from the fourth survey on the views and opinions of directors, managers and deputies of the SME division of 109 banks in Latin America and the Caribbean. 73% of respondents expect an increase in their SME portfolios, and 83% expect the financial position of SMEs to improve in the next two years.
WEGrow: Liberando el potencial de crecimiento de las emprendedoras en Latinoamérica y el Caribe
Este informe es la versión española del documento encontrado aquí.
WEGrow: Unlocking the Growth Potential of Women Entrepreneurs in Latin America and the Caribbean
This study was commissioned by the IDB’s Multilateral Investment Fund and produced by Ernst & Young. It analyzes the profiles, challenges and needs of high-growth women entrepreneurs in nine countries in the region.
A Business to Call Her Own: Identifying, Analyzing and Overcoming Constraints to Womens’ Small Businesses in Latin America and the Caribbean
This study by the IDB’s Multilateral Investment Fund identifies key barriers to women’s businesses globally and evaluates the degree to which they constrain women’s business growth in Latin America. These barriers include a lack of access to financial products and services, risk aversion, social conventions, family responsibilities, education, and training and technology.
Women’s Entrepreneurial Venture Scope
WEVentureScope, put together by the Economist Intelligence Unit and commissioned by the IDB’s Multilateral Investment Fund, assembles indicators assessing the areas of business operating risks, the entrepreneurial business environment, access to finance, access to education and training and availability of social services to identify the best places for a woman to start and grow a business in the Latin America and Caribbean regions.
Connectivity: How Mobile Phones, Computers and the Internet Can Catalyze Women’s Entrepreneurship
This case study by the Cherie Blair Foundation for Women translates insights on how women in India are using mobile technology into recommendations for the private sector, government and nongovernmental groups to encourage women to start, strengthen and sustain businesses by using ICTs. These include making women a core part of business strategies, designing policies that incentivize public-private partnerships, and drawing on the expertise and experience of local organizations that are already working to provide poor women with income-generating opportunities.
Mobile Value Added
Services: A Business Growth Opportunity for Women
This report by the Cherie Blair Foundation for Women finds that micro-entrepreneurs, representing 98% of entrepreneurial activity in the three markets the report examines (Egypt, Nigeria and Indonesia), offer the biggest opportunity for mobile value-added services adoption.
Women Entrepreneurs in Mobile Retail Channels:
In this report, the Cherie Blair Foundation for Women investigates the gender composition of the “mobile value chain” in 11 different markets around the world. The report examines the current level of women’s participation in the MVC and the benefits of such participation both for mobile network operators and for women entrepreneurs.
Faire Progresser L’Inclusion Financiere des Femmes en Afrique
Sur le continent africain, où le niveau global d’inclusion financière est déjà faible, il est particulièrement difficile pour les femmes d’accéder aux services financiers par rapport aux hommes. Ce document de politique générale expose une série de recommandations pour les décideurs politiques, à savoir les entités gouvernementales, les banques centrales et les autorités de réglementation, destinées à traiter cette question.
Advancing African Women’s Financial Inclusion
On the African continent, characterized by a low level of financial inclusion overall, the lack of access to financial services for women is acute when compared to that of men. This policy brief by GIZ and Alliance member New Faces New Voices lays out a set of recommendations for policy makers, central banks and other regulatory authorities that are designed to tackle this issue.
Africa: Women’s Economic Empowerment Opens up a World of Opportunity
This research note from Standard Chartered highlights the pivotal role that women can play in Africa’s future growth. Research has shown that when economically empowered, women are more likely to lower household poverty and to invest money in the future of human capital in society.
Solutions for Financial Inclusion: Serving Rural Women
This 15-page report from Women’s World Banking highlights the specific gender-based social, cultural and legal barriers that rural women face in accessing and using financial services in Uganda, and examines the operational challenges to sustainably serving this market.
Doing Business: Women in Africa
This report from Alliance member SELFINA profiles seven women entrepreneurs from across Africa and explores regulatory and other obstacles they overcame to create and expand enterprises.
Strengthening Access to
Finance for Women-Owned SMEs in Developing
As access to finance is repeatedly identified as a major constraint to women entrepreneurs, this GPFI and IFC report sets out to analyze the issues involved in improving access to finance for women-owned businesses. It also aims to identify scalable financing models that can be replicated in G20 and interested non-G20 countries looking to increase the opportunities of women-owned businesses as those nations further develop their private sector.
Economic Opportunities for Women in the Pacific
This comprehensive IFC and AusAID report showcases successful female entrepreneurs from seven Pacific Island countries and discusses their common challenges, which include remoteness and isolation that results in high transport costs, a small domestic market, and political and civil instability.
The World Survey on
the Role of Women in
As the global community grapples with the challenges of sustainable development and the definition of the Sustainable Development Goals, the United Nations’ 2014 World Survey on the Role of Women in Development asserts the central role of gender equality.
Giving Credit Where It Is Due
This Goldman Sachs report looks at the role of women-owned small- and medium- sized enterprises (SMEs) in raising labor force participation and boosting economic growth in emerging markets.
The Business of
The business of empowering women, a report by McKinsey & Company, presents a case for why and how the private sector should intensify its engagement in the economic empowerment of women in developing countries and emerging markets.
Growth and Opportunity: The Landscape of Organizations that Support Small and Growing Businesses in the Developing World
This study by Monitor Deloitte and the Aspen Network of Development Entrepreneurs maps the landscape of the SGB sector, and in so doing, determines both the challenges facing SGB intermediaries and how organizations should support the field in addressing these challenges.
Opportunities in the Formal
Private Sector in Latin America and the Caribbean
This report from GTZ, the World Bank and the IDB looks at the progress LAC has made in supporting gender equality and suggests that a shift to placing more emphasis on promoting the growth of female-owned firms rather than on firm creation is needed to advance further.