About Moniepoint

Moniepoint is Africa’s all-in-one financial ecosystem, empowering businesses and their customers with seamless payment, banking, credit, and management tools. In 2023, we processed $182 billion and we’re Nigeria’s largest merchant acquirer. Our mission is to foster financial happiness by simplifying money for everyone, making it easier for businesses to thrive and grow.

About the Program

Funding is a major challenge for business, but women find it even harder. We built working capital loans to help businesses gain access to critical funding for their businesses, and our qualification and verification process has helped more women benefit from this program immensely.

We’re creating content that spotlights the challenge for women-owned businesses and how we’re helping to solve them. Launched a case study on funding, credit, and women-owned businesses in Nigeria in June 2024 that shows the funding gap for women-owned businesses, and how our working capital loans products is bridging the funding gap.



We’ve disbursed over $54 million worth of loans to women-owned businesses.

Women also have an NPL ration that’s 2.5 times lower than for men.


The Opportunity in Nigeria


of Nigerian businesses are owned by women.


The retail and general trade sector, where many women-owned businesses operate, is valued at $109 billion, contributing 15% to Nigeria’s GDP


Percentage of active women-owned businesses on Moniepoint is 7.2% higher than men’s.

$95 B

Sub-Saharan Africa could save up to $95 billion annually by closing the gender gap.

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