Banco Nacional de Costa Rica (BNCR) is the largest bank in Central America, serving more than 2.1 million customers.

About BNCR

Founded in 1914, Banco Nacional de Costa Rica was established by the Costa Rican government as a development-focused financial institution, with the overarching goal of economic, social and financial progress for the country and its citizens. The largest in Central America, the bank employs about 6,000 people and has a network of over 170 branches and more than 400 ATMs nationwide. More than 1,200 commercial establishments affiliated with the BN Servicios system provide more than 200 payment options at public and private companies, including cash withdrawals and credit card payments. Serving more than 2.1 million customers, BNCR targets a variety of segments, including micro, small, medium and corporate.

The Program

BN Mujer is a gender-focused banking program whose objective is to provide women with a comprehensive offering of financial and non-financial products and services commensurate with their needs. The program offers value-added services like business support and financial education to empower women and promote well-being for them, their families and their companies – making them agents of economic development for Costa Rica.
BN Mujer began in 2010 as a program focused on SMEs led by women, giving them the financial and non-financial tools to develop and grow their businesses. Since 2016, BN Mujer has expanded to encompass the full range of women customer segments, including students, stay-at-home women, high-net-worth women, professionals and bussinesswomen, promoting empowerment for all.



BN Mujer serves more
than 1,056,000 women.

More than 151,000
SME clients at BNCR
are led by women.

48 percent of
BNCR’s staff is
made up of women.



The Opportunity in Costa Rica


of women participated in the labor force in 2017, the World Bank reported.


of Costa Rican women had an account with a formal financial institution in 2017, Findex found.


of women in Costa Rica saved at a financial institution in 2017, yet half of all women saved money somewhere, Findex found.


of Costa Rican women borrowed from a formal financial institution in 2017, with 31% in total saying they took out a loan that year, according to Findex.

Video: Somos la Generación

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