ACBA-Credit Agricole Bank is one of the largest banks in Armenia. Their Women’s Market strategy focuses on education and capacity building for women’s SMEs.

About ACBA-Credit Agricole Bank

Established in 1996, ACBA-Credit Agricole Bank provides universal banking services. The bank’s 60 branches serve more then 390,000 customers in every region of Armenia.

The Program

In December 2016 and August 2018 the bank signed loan agreements with the European Bank for Reconstruction and Development under its Women in Business proposition to support women’s entrepreneurship in Armenia. Their program, which is a result of that agreement, focuses on providing women SME owners and/or operators with access to business and financial trainings and networking opportunities, as well as encouraging them to access formal financial products. By providing this support, ACBA-Credit Agricole Bank​ aims to be the bank of choice for women in business in Armenia.​​



31 percent of the bank’s
SME clients are women

63 percent of ACBA’s
employees are women



The Opportunity in Armenia


of women were engaged in the labor force as of 2017, according to the World Bank.


of women had an account at a formal financial institution in Armenia in 2017, Findex found.


of women over age 15 had borrowed from a bank as of 2017, Findex showed.


of women saved at a bank in 2017, according to Findex – but 25% saved money.

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